‘A Dream Defaulted’ - Scott Jaschik, Inside Higher Ed

But in A Dream Defaulted: The Student Loan Crisis Among Black Borrowers (Harvard Education Press), Jason N. Houle and Fenaba R. Addo argue that the student loan industry is not one that operates for everyone. Black students “are disadvantaged in two opposing phases of the process: debt accumulation and debt repayment,” they write. Houle is an associate professor of sociology at Dartmouth College, and Addo is an associate professor of public policy at the University of North Carolina at Chapel Hill. They responded to questions about their book via email.

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